bankruptcies and foreclosures on credit report

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John McConnin, Esq.

450 B Street

PO Box: Suite 1430

San Diego, CA, 92101

Office: 760 415 5873

Cell: 760 415 5873

jmcconnin@gmail.com

bankruptcies and foreclosures on credit report

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What if you have a bankruptcy or foreclosure and want to buy a property in the area?

Bankruptcies and foreclosures can remain on a credit report for seven to 10 years.
Some lenders will consider an borrower earlier if they have reestablished good credit. The circumstances surrounding the bankruptcy can also influence a lender's decision. For example, if you went through a bankruptcy because your employer had financial difficulties, a lender may be more sympathetic. If, however, you went through bankruptcy because you overextended personal credit lines and lived beyond your means, the lender probably will be less inclined to be flexible.

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